En Estados Unidos, más de 30,7 millones de pequeñas empresas emplean a más de 60 millones de personas.
Lamentablemente, estas empresas no han sido inmunes al aumento de los costos de la atención médica. No es sorprendente que los costos de la atención médica sean una preocupación importante para los propietarios de estas pequeñas empresas.
Many, though, have stuck with the same health insurance broker for years, thinking the relationship will shield them from some of the costs associated with their small business employee benefits. But that simply isn’t true.
If you’re wondering if it’s time to consider hiring a new health insurance broker in Texas, consider the following signs it is.
Top Signs It’s Time for a New Health Insurance Broker
El foco está en tu relación
It’s tempting to be loyal to your health insurance broker because you’ve used them for years, but that could cost you money. Your friendship with your broker doesn’t equal cost savings. As a small business owner, even the smallest percentage of savings could keep your business thriving for years.
Sus empleados están insatisfechos
To keep top-tier talent at your company, you must offer attractive benefits. While you might not be able to provide everything they want, a good health insurance broker will analyze your team to determine the best benefits to invest in. This might involve ongoing surveys or other additional services to keep up with your employees’ needs. An employee benefits broker should stay ahead of the curb and understand that benefits can make or break your competitiveness.
Sus beneficios nunca han sido actualizados
Another tell-tale sign that it’s time to consider a new insurance broker is that your benefits packages haven’t been updated for years. The industry is ever-evolving, and your benefits should update with your company no matter what business you’re in. A good health insurance broker knows this, and they should actively seek new benefits and avenues for better insurance packages. Even if you’re comfortable with your benefits as they are now, you could be missing out on significant savings that could improve your business.
Sus costos aumentan y los beneficios permanecen iguales
Si bien la inflación realmente amenaza a todas las empresas, usted debería recibir lo que paga. Si gasta más en sus paquetes de beneficios todos los años y no hay cambios en lo que reciben sus empleados, podría ser el momento de considerar contratar a un nuevo corredor de seguros. Un nuevo corredor de seguros de salud analizará su plan de seguro actual y le dará recomendaciones adecuadas para actualizarlo.
Cómo tomar la decisión correcta para su negocio
As a health insurance broker in Texas, we understand that you have plenty of options available to you, and we also know why you’re loyal to your existing agent. If you’ve been with them for years, pulling yourself away from their recommendations can be challenging. However, you could be leaving untold savings on the table. There is no time like the present to understand your options better and build a more cost-effective employee insurance package.
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