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A woman is being examined by a doctor in a doctor's office - HMO.

PPO, EPO or HMO? Your Health Plan Choices Explained

Understanding Health Insurance Plans: EPOs, PPOs, and HMOs With the wide array of health insurance options available today, we at
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A man engages with his laptop while seated in a leather chair, pondering common 401(k) inquiries.

Top 401(k) Questions

10 Common 401k Questions 401(k) plans are the most common defined contribution retirement plans in the U.S. The problem is,
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A man in a suit is analyzing the impact of the New Stand Alone HRA Law on small employers using a tablet.

How the New Stand Alone HRA Law Will Affect Small Employers

Stand Alone HRA On December 13, 2016, President Barack Obama signed the 21st Century Cures Act into law. This law
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Three business people having a meeting and looking at a laptop in anticipation of the impact of Trump's presidency.

What is going to happen now that Trump is in office?

Future changes to the Healthcare Reform… AGAIN! The election has come to an end, and with it serious changes to
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Two business people discussing reinsurance fees at a table in a restaurant.

Reinsurance Fee Due

Reinsurance Fee In accordance with the Affordable Care Act (ACA), health insurance issuers—or insurance carriers—along with self-funded group health plans,
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A couple is employed in an office, focusing on computer work.

Employer Mandate: Measurement and Look-back Periods  

Beginning in 2015, PPACA’s employer mandate generally requires applicable large employers to offer coverage to all full-time employees (FTEs), defined
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Two people analyzing HMO's cost-effectiveness for their company.

Why do HMO’s Cost Less?—Is It Worth it For My Company?

HMOs are increasingly becoming a popular option for employers and employees. The Kaiser Family Foundation reports that employers pay as
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A woman is sitting on a couch with a tablet, discussing the importance of long-term care over life insurance.

Why Long-Term Care is More Important Than Life Insurance

Long-term care insurance is considered by many to be a luxury. Others opt for life insurance policies to protect their
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A group of employers and employees shaking hands in an office surrounded by insurance plans purchased on exchanges.

Is it possible for employers to compensate employees for insurance plans purchased on the exchanges? 

Can employers provide compensation to employees for the cost of insurance obtained through the exchanges established under the Affordable Care
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