The Renewal Just Jumped.
The carrier's letter landed, the premium went up again, and you have a few weeks to choose between 70+ carriers and a stack of ACA rules nobody explained.
Group Health Coverage Your Team Values, At a Cost You Can Defend
PCI Solutions (Primary Care Insurance Solutions, LLC) is a Houston-based group health insurance brokerage serving small and mid-sized Texas employers. We compare 70+ carriers, explain your options in plain English, and stay with you through every renewal.
The carrier's letter landed, the premium went up again, and you have a few weeks to choose between 70+ carriers and a stack of ACA rules nobody explained.
Maybe you inherited benefits, or this is your first plan. Either way, you shouldn't need an insurance degree to take care of your people, or a broker who vanishes the day you sign.

Who You'll Work With
Most of our clients aren't benefits experts, and they shouldn't have to be. Dustin Neider, our President and ACA Specialist, has spent 14+ years in health insurance helping 500+ Houston groups through the family firm. He's a Houston native, and his team works from our office on Star Lane.
Meet the TeamHow It Works
No jargon, no pressure. A real person in our Houston office walks you through it.
A short call about your people, your budget, and what isn't working today.
We do the shopping and explain every option in plain terms.
You choose with confidence. We handle enrollment, questions, and every renewal after.
Peace of Mind
Most employers come to us after a rough renewal or a broker who went quiet. Here is what's different once we're on your side.
No more signing whatever the carrier sends. You see what the market offers, and you walk into the owner's office with a plan and a reason for it.
ACA rules, filings, and notices get handled before they turn into penalties, so you're not finding out about them from the IRS.
Benefits that help you hire and keep good employees, backed by a local team that picks up the phone long after enrollment.



Reviews
Services
Group health is where most clients start. We also cover the rest of your benefits package.
PCI offers customized, simple solutions to manage benefits and renewals. Save time and avoid penalties with expert guidance tailored to your business.
See moreWe handle carrier relationships, policy changes, and renewals while advocating for your best interests, giving you a single point of contact for all your insurance needs.
See moreKeep your team healthy and productive with PCI's group dental plans, with comprehensive options for cleanings, exams, and major dental work.
See moreFrom accident and critical illness to supplemental life insurance, our payroll-deducted plans give employees affordable coverage while reducing your administrative burden.
See moreOur short- and long-term plans secure income during illness or injury, ensuring financial security and peace of mind.
See moreFrom home care to hospice, we protect both your team's savings and their peace of mind when they need support most.
See moreSecure your team's future with PCI's Houston-based group life insurance. Affordable, customizable coverage that protects what matters most.
See moreOur Houston plans include coverage for eye exams, glasses, and contacts at competitive rates.
See moreCustom HRA plans that offer tax advantages, reduce costs, and give your team more control over their care.
See moreGet Started
Tell us about your team. A real person in our Houston office will get back to you, Monday to Friday, 8:30 to 4:30.
Blog
The latest news affecting group and individual health insurance in Houston.
Decide GLP-1 weight-management coverage using your plan's actual options, eligibility rules, net costs and employee access, with medical and stop-loss terms aligned.
Read more: Should Your Business Cover GLP-1 Weight-Loss Drugs?Check payer order, Medicare dates, drug notices, HSA deposits and family coverage without choosing Medicare coverage for an employee.
Read more: Employee Turning 65: Medicare Checklist for Texas EmployersA level-funded plan packages self-funding into regular monthly payments. Review claims funding, stop-loss terms and the responsibilities that remain with the employer.
Read more: What Is a Level-Funded Health Plan?Stop-loss reimburses the employer for eligible claims above policy thresholds. Compare specific and aggregate protection, exclusions and reimbursement timing.
Read more: Stop-Loss Insurance for Small Businesses: Specific vs. AggregateFAQ
A group health insurance broker helps employers compare plans from multiple carriers, understand coverage and costs, enroll employees, and stay compliant with the ACA. PCI Solutions does this for Houston businesses and stays with you through every renewal.
There is no single price. Premiums depend on the plan design, the number and ages of covered employees and dependents, your employer contribution, and the carrier. We compare quotes across 70+ carriers so you can see the employer and employee share before you decide.
No. Our services are completely free for employers.
Yes. You can name PCI Solutions as your Agent of Record and keep your current plan. We take over renewals, enrollment questions and compliance support.
Read the free Employer's Texas Health Insurance Buyer's Guide: ACA rules, plan types, and networks, explained in plain English.