The Renewal Just Jumped.
The carrier's letter landed, the premium went up again, and you have a few weeks to choose between 70+ carriers and a stack of ACA rules nobody explained.
We Put The Care back in Group Healthcare Insurance
Houston employers are stuck with rising premiums and confusing plans. We compare 70+ carriers, explain the options in plain English, and stay with you through every renewal.
The carrier's letter landed, the premium went up again, and you have a few weeks to choose between 70+ carriers and a stack of ACA rules nobody explained.
Maybe you inherited benefits, or this is your first plan. Either way, you shouldn't need an insurance degree to take care of your people, or a broker who vanishes the day you sign.

Who You'll Work With
Most of our clients aren't benefits experts, and they shouldn't have to be. Dustin Neider, our President and ACA Specialist, has spent 14+ years in health insurance helping 500+ Houston groups through the family firm. He's a Houston native, and his team works from our office on Star Lane.
Meet the TeamHow It Works
No jargon, no pressure. A real person in our Houston office walks you through it.
A short call about your people, your budget, and what isn't working today.
We do the shopping and explain every option in plain terms.
You choose with confidence. We handle enrollment, questions, and every renewal after.
Peace of Mind
Most employers come to us after a rough renewal or a broker who went quiet. Here is what's different once we're on your side.
No more signing whatever the carrier sends. You see what the market offers, and you walk into the owner's office with a plan and a reason for it.
ACA rules, filings, and notices get handled before they turn into penalties, so you're not finding out about them from the IRS.
Benefits that help you hire and keep good employees, backed by a local team that picks up the phone long after enrollment.



Reviews
Services
Group health is where most clients start. We also cover the rest of your benefits package.
Simplify group health insurance with PCI's tailored plans. Our local expertise and national reach deliver unbiased, ACA compliant coverage with ongoing support for your Texas business.
See morePCI offers customized, simple solutions to manage benefits and renewals. Save time and avoid penalties with expert guidance tailored to your business.
See moreWe handle carrier relationships, policy changes, and renewals while advocating for your best interests, giving you a single point of contact for all your insurance needs.
See moreKeep your team healthy and productive with PCI's group dental plans, with comprehensive options for cleanings, exams, and major dental work.
See moreFrom accident and critical illness to supplemental life insurance, our payroll-deducted plans give employees affordable coverage while reducing your administrative burden.
See moreOur short- and long-term plans secure income during illness or injury, ensuring financial security and peace of mind.
See moreFrom home care to hospice, we protect both your team's savings and their peace of mind when they need support most.
See moreSecure your team's future with PCI's Houston-based group life insurance. Affordable, customizable coverage that protects what matters most.
See moreOur Houston plans include coverage for eye exams, glasses, and contacts at competitive rates.
See moreCustom HRA plans that offer tax advantages, reduce costs, and give your team more control over their care.
See moreExplore ACA guidelines, plan types, networks, and more, with free, unbiased advice tailored to Houston businesses.
See moreGet Started
Tell us about your team. A real person in our Houston office will get back to you, Monday to Friday, 8:30 to 4:30.
Blog
The latest news affecting group and individual health insurance in Houston.
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Read more: What Is Stop-Loss Insurance in a Small Business Health Plan?If you’re researching self-funded health plans or trying to understand ASO arrangements, you’ve probably come across the question “what is a TPA?” A TPA, or Third-Party administrator, helps manage…
Read more: What Is a TPA in Health Insurance? How TPAs Support Self-Funded and ASO PlansA 2026 update on Houston group health costs, including carrier trends, pharmacy pressure, funding shifts, and employer contribution strategy.
Read more: Group Health Insurance Cost in Houston: What Changed for 2026The right employee benefits solutions attract talent. According to Intuit’s data, some 78% of employees report they would seek a new job because of a bad health and wellness package. How do your…
Read more: Employee Benefits Solutions for Houston Small BusinessesRead the free Employer's Texas Health Insurance Buyer's Guide: ACA rules, plan types, and networks, explained in plain English.