Should Your Business Cover GLP-1 Weight-Loss Drugs?
Decide GLP-1 weight-management coverage using your plan's actual options, eligibility rules, net costs and employee access, with medical and stop-loss terms aligned.
Insights on Group Health Insurance
Plain-English guidance on employee benefits, compliance, and controlling costs, from the PCI Solutions team in Houston.
129 articles
Employee Benefits
Employee Turning 65: Medicare Checklist for Texas Employers
Check payer order, Medicare dates, drug notices, HSA deposits and family coverage without choosing Medicare coverage for an employee.
Group Health Insurance
What Is a Level-Funded Health Plan?
A level-funded health plan is a self-funded employer health plan packaged with regular monthly payments for expected claims, administration and stop-loss insurance. It can make budgeting easier, but it is not the same as buying fully insured coverage. The employer retains plan responsibilities and contract-dependent financial exposure.
Broker Strengths
Stop-Loss Insurance for Small Businesses: Specific vs. Aggregate
Stop-loss insurance helps a self-funded employer manage unusually high eligible health claims by reimbursing amounts above policy attachment points. Specific coverage addresses one person’s claims; aggregate coverage addresses the group’s total eligible claims. Stop-loss protects the employer, not employees directly, and it does not eliminate exclusions, reimbursement delays or every financial responsibility.
Employee Benefits
What Is a TPA in Health Insurance? Roles and Funding
A third-party administrator (TPA) performs contracted administrative work for a health plan, such as processing claims, maintaining eligibility and supporting members. A TPA is not automatically the insurer or the source of claim funding. In a self-funded arrangement, the employer generally funds covered claims while the TPA administers them under the plan's terms.
Group Health Insurance
Group Health Insurance Cost in Houston: What Changed for 2026
A focused 2026 renewal update: revised HSA and affordability figures, group-specific rate changes, pharmacy review and funding comparisons.
Employee Benefits
A Sample Tiered Benefits Package for Houston Small Businesses
See how a Houston small business can organize a core benefits package, optional coverage and employee choices without treating a sample as a quote.
Broker Strengths
Why Houston Businesses Switch Health Insurance Brokers After Renewal
Renewing the plan does not necessarily end the broker decision. Review service concerns, carrier requirements, and handoff steps before making a change.
Employee Benefits
Level-Funded vs. Self-Funded Plans: A Houston Employer Comparison
Level funding is a form of self-funding. Compare packaged payments with traditional claims funding, using the actual contracts rather than savings promises.