Employer health-plan responsibilities depend on details such as workforce size, plan structure and the rule being considered. These compliance articles help Houston and Texas employers frame questions about the ACA, reporting, continuation coverage and benefit-related obligations. Look for explanations of key distinctions and links to official sources rather than assuming every requirement applies to every business. Use the collection to prepare discussions with your benefits advisor and legal or tax professionals about the responsibilities specific to your organization.
30 articles
Compliance
The 2027 ACA affordability percentage is 10.22%. See what it means for your employee contributions, the three IRS safe harbors and 2027 penalty amounts.
Employee Benefits
Check payer order, Medicare dates, drug notices, HSA deposits and family coverage without choosing Medicare coverage for an employee.
Broker Strengths
Renewing the plan does not necessarily end the broker decision. Review service concerns, carrier requirements, and handoff steps before making a change.
Employee Benefits
Separate employer enrollment, Marketplace dates and COBRA deadlines, including the Texas continuation rules that may apply.
Group Health Insurance
Reconcile premiums, administration, stop-loss, pharmacy terms and broker compensation before signing or renewing a group health arrangement.
Compliance
Being below ALE size generally avoids federal employer shared responsibility, not every obligation that comes with sponsoring a plan.
Employee Benefits
Review contribution limits, carryover options and enrollment steps before updating your flexible spending account plan.
Compliance
Determine who pays PCORI fees, select the rate by plan-year ending date, count covered lives and prepare Form 720 for the July 31 deadline.
Employee Benefits
A cafeteria plan establishes the written framework for eligible employees to choose qualified benefits instead of taxable cash.
