Employee Benefits
Employee Turning 65: Medicare Checklist for Texas Employers
Check payer order, Medicare dates, drug notices, HSA deposits and family coverage without choosing Medicare coverage for an employee.
Employee Benefits
A benefits package has to make sense both to the people using it and to the employer paying for it. For Houston businesses, that involves decisions about health coverage, account-based benefits, employee contributions and communication. Browse articles on building a coherent offering, explaining choices to your team and reviewing whether benefits still fit your workforce. You will find practical ways to organize those conversations without treating every employee or budget as the same.
45 articles
Employee Benefits
What Is a TPA in Health Insurance? Roles and Funding
A third-party administrator (TPA) performs contracted administrative work for a health plan, such as processing claims, maintaining eligibility and supporting members. A TPA is not automatically the insurer or the source of claim funding. In a self-funded arrangement, the employer generally funds covered claims while the TPA administers them under the plan's terms.
Employee Benefits
A Sample Tiered Benefits Package for Houston Small Businesses
See how a Houston small business can organize a core benefits package, optional coverage and employee choices without treating a sample as a quote.
Employee Benefits
Level-Funded vs. Self-Funded Plans: A Houston Employer Comparison
Level funding is a form of self-funding. Compare packaged payments with traditional claims funding, using the actual contracts rather than savings promises.
Employee Benefits
COBRA and Open Enrollment: A Houston Employer Guide
Separate employer enrollment, Marketplace dates and COBRA deadlines, including the Texas continuation rules that may apply.
Broker Strengths
What Is a PEO Broker? Role, Services and Compensation
A PEO broker is an intermediary who helps an employer identify and evaluate professional employer organizations. The broker may organize quotes, explain service differences and coordinate implementation, but does not become the PEO or automatically take over employer duties. The broker's provider access, compensation and ongoing services should be confirmed in writing.
Employee Benefits
Flexible Benefits for Distributed Small-Business Teams
Build a benefits menu around employee locations, predictable employer contributions and manageable choices for a distributed small-business team.
Group Health Insurance
Comparing Health Plan Types for Houston Small Businesses in 2026
Compare fully insured networks, HSA-compatible plans, level funding and reimbursement arrangements using consistent workforce and budget criteria.
Group Health Insurance
Save on Group Health Insurance with a Section 125 POP
Start with pretax premium administration, then evaluate employer costs and employee financial exposure together.