Employee Benefits
Health FSAs for Small Businesses: 2026 Limits and Plan Choices
A health FSA can help employees budget eligible medical costs. Compare 2026 limits, unused-fund rules and HSA compatibility before choosing a design.
Employee Benefits
A benefits package has to make sense both to the people using it and to the employer paying for it. For Houston businesses, that involves decisions about health coverage, account-based benefits, employee contributions and communication. Browse articles on building a coherent offering, explaining choices to your team and reviewing whether benefits still fit your workforce. You will find practical ways to organize those conversations without treating every employee or budget as the same.
45 articles
Employee Benefits
FSA Contribution Limits: Employer Planning Guide
Review contribution limits, carryover options and enrollment steps before updating your flexible spending account plan.
Employee Benefits
How Does an ICHRA Affect Employees’ Marketplace Subsidies?
An affordable ICHRA blocks an employee’s premium tax credit even if declined. An unaffordable offer may allow a credit only after opting out.
Employee Benefits
Small-Business Employee Benefits: Options by Budget
Build a practical small-business benefits menu around a sustainable budget, employee needs and administration capacity, from foundational support to broader coverage.
Employee Benefits
What Is a Multiple Employer Trust? Funding and Risks
A multiple employer trust is a structure, not a guarantee. Review its funding, MEWA status, filings, coverage and participating-employer obligations.
Employee Benefits
Employee Total Rewards Statement: A Clear Benefits Template
Use a sample total rewards statement to explain employer contributions, employee costs and benefits without confusing premiums with coverage.
Employee Benefits
Section 125 Cafeteria Plans: Employer Requirements
A cafeteria plan establishes the written framework for eligible employees to choose qualified benefits instead of taxable cash.
Employee Benefits
How to Choose Technology for Employee Wellness Programs
Choose wellness technology around a defined employee need. Review privacy, accessibility, reporting and existing benefits before buying another platform.
Employee Benefits
How to Choose Group Health Plans for a Small Business
Choose a small-business health plan using provider access, employee costs, employer contributions and an enrollment plan, not a universal ranking.