Know Your COBRA Insurance Rights
If you've been laid off, there's no need to worry immediately about losing your healthcare coverage. You may qualify for the extension of your benefits. COBRA insurance, a federal legislation…
Insights on Group Health Insurance
Plain-English guidance on employee benefits, compliance, and controlling costs, from the PCI Solutions team in Houston.
141 articles
Compliance
Frequently Asked Questions About Obamacare
Obamacare, the Affordable Care Act (ACA) and Health Care Reform are three different ways of referring to same federal law that changes how Americans get health care. State health care exchanges open…
How does a traditional insurance plan work?
What Is a Traditional Insurance Plan? Traditional insurance plans, commonly known as indemnity and “fee-for-service plans,” require insurance companies to pay a set portion of your total medical…
Life Insurance Facts and Figures
How Many People Are Currently Protected? Only 62% of Americans claim to have life insurance, though 85% agree that most people need it. We find that many of our clients are surprised by the amount…
Compliance
What is an ERISA “wrap” document, and how does it differ from a regular plan document?
Posted by Maschino, Hudelson & Associates on 08/26/2011 Under ERISA regulations, it is mandatory for group health plans to have a documented plan in place and to provide a summary plan description…
Compliance
The Internal Revenue Service has finally issued your assignment on health reform, although it is still in the preliminary stage.
Employers are finally gaining a comprehensive understanding of the obligations they must fulfill to adhere to the employer "play-or-pay" provision, over four years following the enactment of the…
Compliance
The PPACA Mandates
Basic health insurance and the tax penalty for individuals without coverage. Starting in 2014, the PPACA mandates that almost all individuals must show and keep evidence of "minimum essential…
Protecting the Life of Your Business with a Buy-Sell Agreement
Do you ever wonder what would happen to your business and all the effort you've put into it if you or one of your business partners were to get sick, injured, or pass away? It's important to…
Compliance
Why Provide Disability Insurance?
As a business owner, you naturally want to be able to justify every dollar that goes out the door. It’s a competitive market out there for your product or service, and every little advantage helps.…