Plain-English guidance on employee benefits, compliance, and controlling costs, from the PCI Solutions team in Houston.
24 articles
Broker Strengths
It’s 10 days before your group health insurance plan expires. You get a ping from your inbox. It’s your group health insurance broker sending over a quote. But the bad news is that the plan is 18%…
Read more: Why Houston Small Businesses Switch Health Insurance Brokers After Renewal
Compliance
What are POCRI Fees? Some small business owners might be curious about what these fees are and how they work. If you’re one of those business owners, this is the article for you. As health care…
Read more: How to Navigate POCRI Fees Effectively
Compliance
At the beginning of 2015, President Obama’s employer healthcare mandate began to take effect. However, it wouldn’t be until several years later that employers began to receive penalty letters from…
Read more: An Unexpected Solution to Employee Healthcare Mandate
Compliance
Use this employer checklist to compare TPA contracts, stop-loss protection, claims funds, networks, PBM terms, service, and fiduciary duties.
Read more: Questions to Ask Before Choosing a TPA for a Level-Funded or Self-Funded Plan
Compliance
Texas group size changes how carriers rate, underwrite, and administer health coverage. Learn what the 50-employee line means and why it is not the same as ACA ALE status.
Read more: Small Group vs. Large Group Health Insurance in Texas: What Changes for Employers
Compliance
The individual mandate is also referred to as the individual shared responsibility provision. The Affordable Care Act (ACA) established the rule in 2014 that all individuals must obtain acceptable…
Read more: Individual Mandate Penalty No Longer Applies
Compliance
A practical response checklist for employers facing a proposed ACA Employer Shared Responsibility Payment in IRS Letter 226-J.
Read more: Received IRS Letter 226-J? ACA Employer Penalty Response Checklist
Compliance
From AI in insurance underwriting to the future of employee benefits, there is much for employers to consider regarding their employee plans. The latest trends in group health insurance include…
Read more: The Future of Group Health Insurance
Compliance
On March 23, 2010, President Barack Obama signed the Affordable Care Act into law. Two years later the law was upheld by the Supreme Court. Five years later, and we are in the middle of a…
Read more: Why Health Care Reform Has Failed