Group Health Insurance
What Is a Level-Funded Health Plan? A Plain-English Guide for Houston Employers
A level-funded health plan is a hybrid model: fixed monthly payments covering expected claims, admin fees, and stop-loss that caps your downside.
Insights on Group Health Insurance
Plain-English guidance on employee benefits, compliance, and controlling costs, from the PCI Solutions team in Houston.
52 articles
Broker Strengths
What Is Stop-Loss Insurance in a Small Business Health Plan?
Think your group health insurance costs are predictable? Think again. Many small businesses are a single large claim away from significant financial bills. A single major surgery, even something as…
Employee Benefits
What Is a TPA in Health Insurance? How TPAs Support Self-Funded and ASO Plans
If you’re researching self-funded health plans or trying to understand ASO arrangements, you’ve probably come across the question “what is a TPA?” A TPA, or Third-Party administrator, helps manage…
Employee Benefits
Group Health Insurance Cost in Houston: What Changed for 2026
A 2026 update on Houston group health costs, including carrier trends, pharmacy pressure, funding shifts, and employer contribution strategy.
Employee Benefits
Employee Benefits Solutions for Houston Small Businesses
The right employee benefits solutions attract talent. According to Intuit’s data, some 78% of employees report they would seek a new job because of a bad health and wellness package. How do your…
Broker Strengths
Why Houston Small Businesses Switch Health Insurance Brokers After Renewal
It’s 10 days before your group health insurance plan expires. You get a ping from your inbox. It’s your group health insurance broker sending over a quote. But the bad news is that the plan is 18%…
Employee Benefits
Level-Funded vs. Self-Funded Health Plans: Which Fits a Houston Business in 2026?
Compare level-funded and self-funded health plans by risk, cash flow, stop-loss, administration, renewals, and employer fit for 2026.
Group Health Insurance
Open Enrollment Guide for Houston Small Businesses (2025/2026 Update)
Ready for the 2025/2026 open enrollment period in Texas? Open enrollment is one of the most important periods of the year for Houston small businesses, shaping everything from annual budgets to…
Group Health Insurance
COBRA Insurance Texas & Open Enrollment 2025: What Houston Employers Need to Know
COBRA Insurance Texas & Open Enrollment 2025: What Houston Employers Need to Know Open enrollment for 2025 happens between November 1st and December 15th, 2025, for 2026 coverage. For Houston…