Frequently Asked Questions

Worksite benefits are voluntary supplemental products offered through an employer, such as dental, vision, life and disability coverage. Employees often pay premiums through payroll deduction. These benefits supplement a benefits package; they are not a substitute for comprehensive major-medical insurance.

Costs depend on the coverage, eligible group and employer contribution. Employee-paid premiums can limit the employer’s premium expense, but enrollment, payroll integration and administration may still require time or fees. Compare itemized proposals and employee deductions before describing the program as free.

Identify employee needs, eligible classes, your contribution budget and payroll capabilities. Choose supplemental products, compare carrier participation requirements, then plan enrollment communications and deduction setup. Primary Care Insurance Solutions (PCIS) can help compare options and coordinate implementation with your payroll team.

No. Smaller employers may offer voluntary benefits when they meet the carrier’s group-size, eligibility and participation requirements. Product availability and administration costs vary. Compare minimum enrollment, payroll support and employee demand before selecting a program rather than assuming every product fits every business.