Plain-English guidance on employee benefits, compliance, and controlling costs, from the PCI Solutions team in Houston.
141 articles
Compliance
The individual mandate is also referred to as the individual shared responsibility provision. The Affordable Care Act (ACA) established the rule in 2014 that all individuals must obtain acceptable…
Compliance
A practical response checklist for employers facing a proposed ACA Employer Shared Responsibility Payment in IRS Letter 226-J.
Understand the 50-FTE ALE test, 95% offer standard, minimum value, affordability safe harbors, reporting, and small-employer options.
The ability to attract and retain employees is a major priority to businesses, large and small. What can an employer offer to new and existing talent that will add value to their job? With a…
The Internal Revenue Service has issued final regulations on the tax credit available to certain small employers that offer health insurance coverage to their employees under the Affordable Care…
Compare PPO, EPO, and HMO group plans by provider access, employee tradeoffs, deductibles, and out-of-pocket limits before your next Houston renewal.
Compliance
From AI in insurance underwriting to the future of employee benefits, there is much for employers to consider regarding their employee plans. The latest trends in group health insurance include…
Compare integrated HRAs, ICHRAs, QSEHRAs, and taxable stipends, including substantiation, notices, affordability, nondiscrimination, and HSA effects.
A practical 90-to-120-day employer checklist for renewal decisions, employee communications, SBC delivery, enrollment deadlines, dependent review, and payroll setup.
