Compliance
Questions to Ask Before Choosing a TPA for a Level-Funded or Self-Funded Plan
Use this employer checklist to compare TPA contracts, stop-loss protection, claims funds, networks, PBM terms, service, and fiduciary duties.
Insights on Group Health Insurance
Plain-English guidance on employee benefits, compliance, and controlling costs, from the PCI Solutions team in Houston.
141 articles
Broker Strengths
When to Get a Second Opinion on Your Group Health Insurance Renewal
A neutral renewal review checklist covering your current plan, census, available claims data, provider networks, pharmacy benefits, contributions, and service.
Group Health Insurance
Level Funded Plans Might Lower Your Group Coverage Costs
Is a Level Funded plan right for my group? Many of our customers are choosing level-funded plans rather going the fully insured coverage route. Employers find that the flexibility and control…
Employee Benefits
What is A Negotiated Rate & Why Should You Care?
Health insurance costs are one of the greatest cost demands businesses deal with. The challenge to maintain a balance between excellent healthcare options for your employees and the costs you bare…
Health Insurance
5 Trends in Health Insurance Every TPA Should Know About
Third Party Administrators are a key driving force for just about every small, medium, and large business here in Texas. Organizing costs, analyzing data, and determining the best path forward is…
Health Insurance
Why More Than 75% of Small Businesses Are Losing Money on Insurance
One recent survey revealed that more than 75% of small business owners lose money on their insurance packages. The reason? A refusal to consider alternative options for their health insurance…
Employee Benefits
The Impact of Employee Benefits—Are They Still Important for Retention?
The labor market has increased in competitiveness recently. This leaves employers scrambling to come up with ideas to entice top tier talent to their business. For most employers, it is far more…
Broker Strengths
Why Top Business Execs Are Hiring Health Insurance Agents Now More Than Ever
There are Health Insurance Agents then there is Primary Care Insurance Solutions. At Primary Care Insurance Solutions, we strive to have the best health insurance agents in Houston for our wide…
Compliance
Small Group vs. Large Group Health Insurance in Texas: What Changes for Employers
Texas group size changes how carriers rate, underwrite, and administer health coverage. Learn what the 50-employee line means and why it is not the same as ACA ALE status.